Pacifica Finance Group – Mortgage Loans Made Easy

nsld

GET APPROVED TODAY!

Mortgage Loans Made Easy

Cash-out-refinance-to-pay-off-debt

CASH-OUT REFINANCE

Remodel or Consolidate Debts

REFINANCE

Get Your Equity!

0330_637441728262194578

FIRST-TIME HOMEBUYER?

Down Payment Assistance Programs

Best Customer Support

We’re always available to answer all of your questions and concerns – making sure that you’re in the know.

Partner and marketinsights

We offer the most competitive rates possible by teaming up with the best lenders in the country.

Smooth process,swift results

We’ll keep you informed and up to date every step of the way, helping you close in 30 days or less.

Best Customer Support

We’re always available to answer all of your questions and concerns – making sure that you’re in the know.

Partner and marketinsights

We offer the most competitive rates possible by teaming up with the best lenders in the country.

Smooth process,swift results

We’ll keep you informed and up to date every step of the way, helping you close in 30 days or less.

LOAN PROGRAMS

FHA LOANS

Your down payment can be as low as 3.5% of the purchase price with competitive interest rates and flexible credit terms

DOWN PAYMENT ASSISTANCE LOANS

Many DPAs require that you be a first-time home buyer (meaning you haven’t owned a home in three years)

CONVENTIONAL LOANS

Competitive interest rates with good credit to purchase primary homes, vacation homes, rental homes, or investment properties

JUMBO LOANS

A jumbo mortgage loan is a home loan that is larger than the conforming loan limits in your area and usually require a 700+ credit score

BANK STATEMENT LOANS

Perfect mortgage loan option for self-employed borrowers who need an alternative method to show the true cash flow of their business.

INVESTMENT PROPERTY LOANS

Allows you to qualify based on rental analysis to determine property cash flow. No personal income required to qualify.

DSCR LOANS

Allows you to qualify based on rental analysis to determine property cash flow. No personal income required to qualify.

FOREIGN NATIOANAL LOANS

Loan product for foreign nationals wanting to purchase or refinance a home in the United States with no income or U.S. credit required to qualify.

1099 INCOME LOANS

Loan option is for self-employed borrowers who are 1099 workers and use 1099 earning statements in lieu of tax returns to qualify for a mortgage.

HARD MONEY LOANS

Reliable quick choice for Investors in need of a quick closing for a purchase or to borrow against existing property in their portfolio.

ITIN LOANS

Individual Tax Identification Number (ITIN) loans are for borrowers who do not have Social Security numbers.

CONSTRUCTION LOANS

Liquidity and assistance with cash flow management to ensure the full scope of your project is completed

LOAN PROGRAMS

FHA LOANS

Your down payment can be as low as 3.5% of the purchase price with competitive interest rates and flexible credit terms

DOWN PAYMENT ASSISTANCE LOANS

Many DPAs require that you be a first-time home buyer (meaning you haven’t owned a home in three years)

CONVENTIONAL LOANS

Competitive interest rates with good credit to purchase primary homes, vacation homes, rental homes, or investment properties

JUMBO LOANS

A jumbo mortgage loan is a home loan that is larger than the conforming loan limits in your area and usually require a 700+ credit score

BANK STATEMENT LOANS

Perfect mortgage loan option for self-employed borrowers who need an alternative method to show the true cash flow of their business.

INVESTMENT PROPERTY LOANS

Allows you to qualify based on rental analysis to determine property cash flow. No personal income required to qualify.

DSCR LOANS

Allows you to qualify based on rental analysis to determine property cash flow. No personal income required to qualify.

FOREIGN NATIOANAL LOANS

Loan product for foreign nationals wanting to purchase or refinance a home in the United States with no income or U.S. credit required to qualify.

1099 INCOME LOANS

Loan option is for self-employed borrowers who are 1099 workers and use 1099 earning statements in lieu of tax returns to qualify for a mortgage.

HARD MONEY LOANS

Reliable quick choice for Investors in need of a quick closing for a purchase or to borrow against existing property in their portfolio.

ITIN LOANS

Individual Tax Identification Number (ITIN) loans are for borrowers who do not have Social Security numbers.

CONSTRUCTION LOANS

Liquidity and assistance with cash flow management to ensure the full scope of your project is completed.

LOAN PROGRAMS

FHA LOANS

All qualified home buyers are eligible Can buy primary homes, vacation homes, and more Down payments required

DSCR LOANS

Only qualified rural & suburban homebuyers are eligible Can buy primary homes only Down payments are often not required Mortgage insurance required

JUMBO LOANS

Only qualified veterans, active-duty military personnel, and surviving spouse are eligible Can buy primary homes only Down payments are often not required Mortgage insurance is not required

CONSTRUCTION LOANS

Down payment of at least 3.5%. This is the minimum for FHA financing. A credit score of 640 or higher. Technically, you only need a 580 FICO score to qualify with FHA.

CONVENTIONAL LOANS

All qualified home buyers are eligible Can buy primary homes, vacation homes, and more Down payments required

INVESTMENT PROPERTY LOANS

The application and approval processes work the same way, and mortgage rates are usually less than 1% higher than for a standard mortgage.

1099 INCOME LOANS

Only qualified veterans, active-duty military personnel, and surviving spouse are eligible Can buy primary homes only Down payments are often not required Mortgage insurance is not required.

HARD MONEY LOANS

Only qualified veterans, active-duty military personnel, and surviving spouse are eligible Can buy primary homes only Down payments often not required Mortgage insurance is not required

DOWN PAYMENT ASSISTANCE LOANS

Many DPAs require that you be a first-time home buyer (meaning you haven’t owned a home in three years)

BANK STATEMENT LOANS

Only qualified rural & suburban homebuyers are eligible Can buy primary homes only Down payments are often not required Mortgage insurance required

FOREIGN NATIOANAL LOANS

Only qualified veterans, active-duty military personnel, and surviving spouse are eligible Can buy primary homes only Down payments are often not required Mortgage insurance is not required

ITIN LOANS

All qualified home buyers are eligible Can buy primary homes, vacation homes, and more Down payments required